Princess Cruises® Rewards Visa® Card

Image of the Princess Cruises Rewards Visa Card
  • Earn 10,000
    bonus points

    after you use your card
    for the first time2

  • Earn 2 Points

    per $1 spent on
    all Princess purchases2

  • Earn 1 Point

    per $1 spent on
    all other purchases2

  • $0

    annual fee1


  • Earn 10,000 bonus points

    after you use your card for the first time - that's enough to redeem for a statement credit of up to $100 toward your next cruise purchase2
  • Earn 2 points

    per $1 spent on all Princess purchases including onboard purchases2
  • Earn 1 point

    per $1 spent on all other purchases2

  • Redeem points

    for cruise rewards, onboard credits, special onboard amenities and discounted air fare


  • No foreign transaction fees

    on purchases made while traveling abroad

  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges you report to us

  • Chip technology

    so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Concierge service

    receive personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and more
  • Free online access to your FICO® Credit Score

    lets you keep an eye on your credit score and get alerts when we learn that your score has changed2

Interest Rates and Charges Summary

APR for purchases

13.99%, 18.99% or 23.99% variable based on your creditworthiness

APR for Balance Transfers

0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.  After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 13.99%, 18.99% or 23.99%, based on your creditworthiness

APR for Cash Advances


Fee Summary

Annual Fee


Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater

See terms and conditions for a complete listing of rates and fees

Important Information

  1. 1Offer subject to credit approval. Not everyone will qualify for the Princess Cruise Rewards Visa and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

  2. 2Please review the Rewards Summary for important information about the program benefits and features listed above and the Terms and Conditions for full details about the rewards benefits (such as how points or miles are earned), interest rates and account fees and terms for this particular offer before applying. 

+ - Rewards Summary

    Bonus Points: Bonus points (10,000) will be awarded at the close of the first billing statement in which you make your first purchase or balance transfer and will then be credited to your Princess Cruises Rewards Visa Signature Card or your Princess Cruises Rewards Platinum Visa Card Account.

    Balance Transfer Bonus Points: Earn one point per $1 in balance transfers that post to your Princess Cruises Rewards Visa in the first 30 days after your new account is opened, up to a maximum of 5,000 points.  There is a fee for Balance Transfers. Balance Transfer Checks and Convenience Checks do not qualify for balance transfer points.  See the Terms and Conditions for complete details about this offer.

    Earning Points: Cardmembers will receive one (1) Princess Point for every one U.S. dollar ($1.00) of Net purchases made on the Account rounded to the nearest dollar and two (2) Princess Points for every one U.S. dollar ($1.00) of Net Purchases from Princess Cruise Lines including online and onboard purchases. Cash Advances are not eligible for Points.